We Seek Customers with the Following Attributes

 Committed, progressive management teams that have demonstrated the ability to build a successful business
 Manufacturers, distributors, or service companies
 Financial performance evidencing the ability to service additional debt
 Businesses looking to retain and expand the number of people they employ

Our Customers Operate in the Following Industries

 Manufacturing  Apparel
 Software  Wholesale/distribution
 Printing  Medical supplies
 Hospitality  Recreation
 Restaurant

What We Require of Borrowers

 A detailed statement of need and purpose
 A business plan with at least three years of financial projections
 Three to five years of accountant-prepared historical financial statements, plus the most recent interim numbers
 A description of the existing banking relationship
 Personal financial statements and resumes of principals
 Appraisals of fixed assets where necessary